Call us 02071128977 or 07915974657
Our Services
A mortgage is likely to be the largest financial commitment you will ever make. With a wide variety of mortgages on the market today from first time buyers mortgages, buy-to-let mortgages, re-mortgaging, self-build properties, choosing the right one for your circumstances can feel like a daunting task. Our qualified mortgage advisers are here to make the process easier and guide you towards the right deal for you.
We have access to some exclusive rates which you can't get even going direct to a lender.
As mortgage brokers we offer a number of first charge mortgages from the mortgage market. We will save you time, energy and money whilst guiding you through the mortgage process, answering all your questions and alleviating some of the stress from the process.
More importantly, we don't want your mortgage to be decided for you without your input. We will walk you through the process, adapting to whatever your level of knowledge may be. Everything is transparent and clear, we will always discuss who we believe is the most appropriate lender for you and why. We will explain all the options available and all the quirks of your mortgage that you may not have known about previously.
Our post-completion care will ensure you never have to worry about slipping onto the higher follow on rate with your existing lender. We will contact you several months before and assess your case as if it were new, and recommending what we believe is the most suitable course of action for your situation at that time.
Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.
First Home
Getting a mortgage is a big deal - particularly if you’ve never owned a home before. A mortgage advisor can really help. They’ll be the voice of support and reassurance - all while making sure you choose the right mortgage for you.
How we could help you find your first mortgage?
Dedicated home purchase team who help first-time buyers every day
Compare hundreds of mortgage products
Access to broker-exclusive products
Clear mortgage advice & recommendations
Get your expert-verified mortgage in principle
Home Movers
Ready to buy your next home? Buying and selling properties at the same time can be stressful. That’s why we ease the process by taking care of your new home mortgage, whilst you focus on the big move!
Moving house is often a great time to review your current mortgage, as they are generally very competitive for house movers. You will need to consider how much more you can afford to borrow and how you will pay for any potential charges for changing your current mortgage, which we can help you with.
A review from one of our expert mortgage advisers can tell you how much more you can afford to borrow and which mortgage deal best suits your needs.
Remortgage
Your existing mortgage deal may be coming to an end and you’re about to move onto the lenders standard variable rate which could result in an increase in your monthly mortgage payments.
Remortgaging before your term ends could potentially save you money by switching to another deal or another lender. There are plenty of reasons why you might want to consider a remortgage, perhaps you want to cover the cost of home improvements or need to pay off expensive debts.
Whatever your requirements we are here to help.
Buy To Let
If you are looking for your first rental property, an existing landlord adding to your portfolio or you wish to remortgage call our experts to find a product that suits you.
Interest Only: Buy to let mortgages are often interest-only. This can mean your monthly payments can be lower to free up cash for other expenses.
Larger Upfront Cost: Be prepared to put down more money upfront. Buy to let mortgages usually have fees in advance and higher interest rates, as well as 25-40% deposit.
Stamp Duty on Second Homes: Buying a second property means you will pay higher stamp duty
Ready to Get Started?
We are here to help you with all your mortgage needs, starting with a no-obligation chat.
Get in touch with our team today.
Mob: 0791 597 4657
Tel: 0207 112 8977
Email: hello@vanle.co.uk
Normal business hours: Monday to Friday 9am to 5pm.
